CPF Annual Report 2021 (1.134M42 Regrossed Balances)

CPF Annual Report 2021 had just been released!

Benchmark our CPF balances with the national data with the "All CPF Members" table.

CPF_AnnualReport2021_Part1.pdf

CPF_AnnualReport2021_Part2.pdf

With regrossed balance definition, we have a combined S$1.134million dollars in CPF. : ) That sounds better.

Anyway, net cash balance in CPF account is S$849,000 instead. 

The key is to stay employed. 

The regrossed balance includes the monies you have spent on investment / housing loan / education, etc. .

I personally think that is the right way of calculating as that shows your ability to draw cash into the CPF account (be it yourself or from the employer contribution).

Nevertheless, it excludes how well your stocks/ Endowus performance in the CPF OA account as they only count the amount you throw in.

That says, if your stocks/ Endowus perform well above 2.5% given by the CPF OA, you will expect much larger sum the moment you sell and return back to CPF OA!

 Vice versa.

We have achieved 1.134M42 and now target at 4M65. 

JK Holdings: CPF Regrossed Balances benchmark & CPF Balance Projection (Achieved 1M41 & Target 4M65) (jkfund.blogspot.com)

Updated on October 15th, 2022: