Monday, October 30, 2023

Contents

Holiday trips

Tokyo ( to be planned )


( Osaka - Kobe - Kyoto - Nara - Osaka ) 


( Tokyo - Hakone - Takayama - Kanazawa - Nagano - Tokyo )

Hot financial topics in Singapore:

(1) Projecting Your CPF Figures






(2) CPF (Central Provident Fund) & Delaying Monthly CPF Life Payout? 










CPF Annual Report 2020 (1M41 Regrossed Balances)




Moment of Truth: CPF - Having a Good Retirement Life in Singapore

Delaying Monthly CPF LIFE Payouts?

(3) How To Plan For Your Baby's Future (My Complete List Versus CPF Article)

http://jkfund.blogspot.com/2017/04/how-to-plan-for-your-babys-future-my.html

(4) SRS (Supplementary Retirement Scheme) 

http://jkfund.blogspot.sg/2014/09/retirement-planning-in-singapore-srs.html

(5) HDB De-Coupling:

http://jkfund.blogspot.sg/2014/06/hdb-decouple-topic-spr-sc-household.html

(6) Investment Linked Plan Insurance (For Baby)

http://jkfund.blogspot.sg/2012/10/investment-linked-fund-for-infant.html

(7) Whole Life Insurance Plan (For Baby)

http://jkfund.blogspot.sg/2012/10/buy-life-insurance-as-early-as-possible.html

(8) CPF (Central Provident Fund) For Baby 

http://jkfund.blogspot.sg/2015/05/cpf-versus-whole-life-insurance-for-kids.html

http://jkfund.blogspot.sg/2015/03/age-1-baby-has-cpf-account-do-you-know.html

(9) Singapore Insurance Summary
Whole Life Insurance, love it !

http://jkfund.blogspot.sg/2015/06/summary-investment-linked-plan.html

http://jkfund.blogspot.sg/2012/10/classical-example-of-life-insurance.html

(10) Whole Life Insurance

http://jkfund.blogspot.sg/2015/06/whole-life-insurance.html

(11) Endowment Plan Insurance

http://jkfund.blogspot.sg/2015/06/endowment-plan.html

(12) Investment Linked Plan Insurance

http://jkfund.blogspot.sg/2015/06/my-investment-linked-plan-ilp-journey.html

http://jkfund.blogspot.sg/2012/03/lets-talk-about-investment-linked.html

(13) H&S (Hospitalization & Surgical) Insurance

http://jkfund.blogspot.sg/2015/03/h-hospitalization-surgical-insurance.html

(14) Travel Insurance

http://jkfund.blogspot.sg/2016/07/travel-insurance-tokio-marine-tm-xplora.html


(15) HDB Rental & Singapore Housing Loan Interest 


4-room HDB Rental (Toh Guan @ Jurong East): Year 2022 update 






Singapore MOE School Fees (Primary 1 to 3) S$78 per year

http://jkfund.blogspot.sg/2016/02/year-2016-tuition-fees-at-local.html 

(24) Amanah Saham Wawasan 2020 (Malaysia)

http://jkfund.blogspot.sg/2014/10/exclusively-for-malaysian-amanah-saham.html

(24) Citrine Residences & Sunway Iskandar Malaysia 

https://jkfund.blogspot.com/2018/06/citrine-residences-2-bedrooms-rental.html

http://jkfund.blogspot.sg/2014/10/why-i-bought-first-residential-project.html

(25) NusaHeights Service Apartment, Iskandar Malaysia

http://jkfund.blogspot.sg/2016/08/nusa-heights-service-apartment-my-first.html

(26) Malaysia i-Flexi Housing Loan

http://jkfund.blogspot.sg/2014/10/cimb-homeflexi-malaysia-housing-loan.html

(27) Horizon Hills, Iskandar Malaysia 

http://jkfund.blogspot.sg/2015/11/horizon-hills-reap-low-sell-high.html

http://jkfund.blogspot.sg/2012/05/why-i-give-horizon-hill-miss.html

(28) Pay Yourself First

http://jkfund.blogspot.sg/2016/09/pay-yourself-first.html

(29) My Exit Strategy On Singapore Real Estates: 99 Years Leasehold & 99 Years Lease

http://jkfund.blogspot.sg/2016/10/my-strategy-to-exit-on-singapore-real.html

(30) Engineering Change Order (ECO)

http://jkfund.blogspot.sg/2016/11/engineering-change-order.html

(31) True Living Cost In Singapore


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Friday, October 6, 2023

3 years expenses (Honda Civic 1.5 Turbo)

I managed to record down my past 3 years expenses on my new car, Honda Civic 1.5 Turbo in great details. In average, I spent about S$435 per month for the car expenses.

I work from home 4 days a week since March 2020 (the start of COVID) and that is why the mileage is low. One day trip to office costs me S$8.30. Hence, it will cost me S$1,595 more a year in car petrol expenses if I go to office 5 days a week, which is not happening anytime soon.




My CAT B COE was only S$41,510.

I will scrap the car when it reaches 9 years 11 months and I will stand to receive a refund of S$14,833, which includes COE rebate S$346 + PARF rebate S$14,487.



I love Black Nano coating that I went for second coating after 3 years.


I also tried Michelin Tyres Primacy 4 (215/50/R17) for the first time. I love it too! :)






I had the first Black Nano coating right after the new car collection.


The factory tyres were Yokohama Advan dB. Not bad too!


Honda Civic 1.5 Turbo is a fun car to drive. I don't mind driving this car for 10 years and probably I am going to get another new Honda Civic Turbo model in year 2030!

All my car journey in Singapore documented here:
 JK Holdings: HONDA & TOYOTA (Revision 05) (jkfund.blogspot.com)

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