(1) The first one is investment-linked plan, AIA Arcons of Asia fund, this economic crisis gives me a very good chance to collect prices at cheaper price every single months. The breakeven time-frame is 7 years.
(2) HSBC target saver is an endowment plan, a way of disciplined saving every month, the return is guaranteed. The term is 21 years. I shall receive a lump sum cash by age of 46.
(3) AsiaLife, the best whole-life insurance in Singapore, no arguement about it. The benefits, bonuses are the highest, based on true facts. It is a must have insurance for all Singaporean.
(4) Aviva insurance, invested in Lion Global Japan Fund, not so much on the insurance return, but focus on Japan Nikkei index returns instead, a small play, with only 25% premium return on insurance.
(5) Needless to say, Great Eastern, DPS scheme is automatically set by Singapore government.
(6) I have bought Myshield plan from Aviva, using CPF MA , $142 annual, to cover some hospitalization cost.
Besides, I also invested CPF OA & SA money into unit trust, as we all know OA gives you 2.5% interest and SA 4%. For the next 30 years, I am very sure the funds return outbeat those single digit interest, especially I bought China , India & Asia funds.
p/s: the alignment of the table offset a little bit, I can't do much about it, sorry.
| Amount | Insurance | Plan Name | Issue Date | Maturity Date | Guaranteed Life | Guaranteed TPD | Guaranteed Critical Illness | Remark: |
| $ 203.26 per month | AIA | Achiever | 5-Apr-04 | 5-Apr-81 | $ 100,000.00 | $ 90,000.00 | $ 100,000.00 | Investment-linked plan, AIA Arcons of Asia |
| $ 211.13 per month | HSBC | TargetSaver | 29-Jun-05 | 29-Jun-26 | $ 28,000.00 | premuim waiver | $ 28,000.00 | Endowment plan, 21 years with 2.5% coupon |
| $ 280.60 per month | AsiaLife | Asia LifeSecure | 16-Feb-06 | No-limits | $ 150,000.00 | refer policy | refer policy | Whole-Life Insurance |
| $5000 cash one time | Aviva | Wealth Creator | 20-Feb-06 | No-limits | $ 6,250.00 | refer policy | $ 6,250.00 | Invest on unit trust funds-Lion Global Japan Fund |
| $ 36 annual CPF MA | Great Eastern | Dependants' Protection Scheme | 17-Sep-05 | 17-Sep-40 | $ 46,000.00 | refer policy | check policy | Must-have from CPF Singapore governments |
| $ 142 annual CPF MA | Aviva | Myshield Plan 1 | 1-Apr-06 | 31-Mar-07 | N.A. | N.A. | N.A. | Cover yearly. |
| Amount | Fund Invested | Transaction Date | Fund Source |
| $ 1,200.00 | Lion Global China Growth Fund | Mar-08 | CPF-OA |
| $ 5,000.00 | Lion Global India Fund | Mar-08 | CPF-OA |
| $ 5,500.00 | AIGIF Acorns of Asia Balanced Fund | Mar-08 | CPF-SA |
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