On target to hit CPF S$1 million at the age of 48. :)
This is achievable by doing Voluntary Housing Refund (VHR).
It is fine to perform VHR because the T-bill rate and FD interest rate had crashed to 1.40+%.
As of today, the VHR ceiling: S$75,251+S$40,625 = S$115,876.
Key Milestones shall be:
(1) Jan 1st, 2026: S$700,000. Estimate to VHR S$28,590.
(2) Jan 1st, 2027: S$800,000. Estimate to VHR S$24,590.
(3) Jan 1st, 2028: S$900,000. Estimate to VHR S$20,590.
(4) Jan 1st, 2029: S$1,000,000
