JKM Fund: October 2023

Moment of Truth: CPF - Having a Good Retirement Life in Singapore

Delaying Monthly CPF LIFE Payouts?

(3) How To Plan For Your Baby's Future (My Complete List Versus CPF Article)

http://jkfund.blogspot.com/2017/04/how-to-plan-for-your-babys-future-my.html

(4) SRS (Supplementary Retirement Scheme)

http://jkfund.blogspot.sg/2014/09/retirement-planning-in-singapore-srs.html

(5) HDB De-Coupling:

http://jkfund.blogspot.sg/2014/06/hdb-decouple-topic-spr-sc-household.html

(6) Investment Linked Plan Insurance (For Baby)

http://jkfund.blogspot.sg/2012/10/investment-linked-fund-for-infant.html

(7) Whole Life Insurance Plan (For Baby)

http://jkfund.blogspot.sg/2012/10/buy-life-insurance-as-early-as-possible.html

(8) CPF (Central Provident Fund) For Baby

http://jkfund.blogspot.sg/2015/05/cpf-versus-whole-life-insurance-for-kids.html

http://jkfund.blogspot.sg/2015/03/age-1-baby-has-cpf-account-do-you-know.html

(9) Singapore Insurance Summary

Whole Life Insurance, love it !

http://jkfund.blogspot.sg/2015/06/summary-investment-linked-plan.html

http://jkfund.blogspot.sg/2012/10/classical-example-of-life-insurance.html

(10) Whole Life Insurance

http://jkfund.blogspot.sg/2015/06/whole-life-insurance.html

(11) Endowment Plan Insurance

http://jkfund.blogspot.sg/2015/06/endowment-plan.html

(12) Investment Linked Plan Insurance

http://jkfund.blogspot.sg/2015/06/my-investment-linked-plan-ilp-journey.html

http://jkfund.blogspot.sg/2012/03/lets-talk-about-investment-linked.html

(13) H&S (Hospitalization & Surgical) Insurance

http://jkfund.blogspot.sg/2015/03/h-hospitalization-surgical-insurance.html

(14) Travel Insurance

http://jkfund.blogspot.sg/2016/07/travel-insurance-tokio-marine-tm-xplora.html

(15) HDB Rental & Singapore Housing Loan Interest

HDB rental yield now 13.52% !

One year rental increased by 53.5% & rental yield now 11.12%

4-room HDB Rental (Toh Guan @ Jurong East): Year 2022 update

Found new HDB tenant in 9 hours with 30.2% rental increment & 9.5% rental yield

Rosewood condo sold at all time high price !

Toh Guan Grove (Aug 2021 Build-To-Order)

https://jkfund.blogspot.com/2017/11/hdb-rental-toh-guan-jurong-east.html

http://jkfund.blogspot.sg/2011/10/how-much-interest-you-pay-to-your.html

(16) Singaporean Benefits

Typical ways to enjoy tax relief / tax savings in Singapore & GROW your CPF balance exponentially !

http://jkfund.blogspot.sg/2014/07/singapoerean-benefits-private.html

http://jkfund.blogspot.sg/2012/10/singaporean-benefits.html

(17) Singapore Credit Cards

http://jkfund.blogspot.sg/2014/08/i-love-using-credit-cards.html

http://jkfund.blogspot.sg/2012/05/who-say-credit-card-is-not-good.html

(18) Singtel TV Plan

http://jkfund.blogspot.sg/2014/09/why-i-love-singtel-my-mio-tv-is.html

(19) Singapore Cars

3 years expenses (Honda Civic 1.5 Turbo)

http://jkfund.blogspot.sg/2015/12/good-used-car-honda-civic-brand-new-car.html

(20) Singapore Krisflyer & SQ Business Class

http://jkfund.blogspot.sg/2015/03/exclusively-for-sia-krisflyer-member.html

(21) Singapore Stocks

Big homerun in year 2023

Big homerun in year 2022

http://jkfund.blogspot.sg/2015/03/stock-watch-list-cheat-sheet.html

http://jkfund.blogspot.sg/2012/10/buy-religare-health-trust.html

(22) Singapore Real Estate Guru Notes

Jurong East Breeze (Aug 2022 Build-To-Order)

http://jkfund.blogspot.sg/2014/11/my-notes-and-views-after-watching.html

(23) Singapore Education

Singapore MOE School Fees (Primary 1 to 3) S$78 per year

http://jkfund.blogspot.sg/2016/02/year-2016-tuition-fees-at-local.html

(24) Amanah Saham Wawasan 2020 (Malaysia)

http://jkfund.blogspot.sg/2014/10/exclusively-for-malaysian-amanah-saham.html

(24) Citrine Residences & Sunway Iskandar Malaysia

https://jkfund.blogspot.com/2018/06/citrine-residences-2-bedrooms-rental.html

http://jkfund.blogspot.sg/2014/10/why-i-bought-first-residential-project.html

(25) NusaHeights Service Apartment, Iskandar Malaysia

http://jkfund.blogspot.sg/2016/08/nusa-heights-service-apartment-my-first.html

(26) Malaysia i-Flexi Housing Loan

http://jkfund.blogspot.sg/2014/10/cimb-homeflexi-malaysia-housing-loan.html

(27) Horizon Hills, Iskandar Malaysia

http://jkfund.blogspot.sg/2015/11/horizon-hills-reap-low-sell-high.html

http://jkfund.blogspot.sg/2012/05/why-i-give-horizon-hill-miss.html

(28) Pay Yourself First

http://jkfund.blogspot.sg/2016/09/pay-yourself-first.html

(29) My Exit Strategy On Singapore Real Estates: 99 Years Leasehold & 99 Years Lease

http://jkfund.blogspot.sg/2016/10/my-strategy-to-exit-on-singapore-real.html

(30) Engineering Change Order (ECO)

http://jkfund.blogspot.sg/2016/11/engineering-change-order.html

(31) True Living Cost In Singapore

Our living cost in Singapore (Year 2022)

Pay increment and bonus payout

http://jkfund.blogspot.sg/2016/11/true-living-cost-in-singapore.html

(32) New Chapter Of Life: My Work Life

http://jkfund.blogspot.com/2016/12/new-chapter-of-life-my-work-life.html

(33) My Little Career Stories

http://jkfund.blogspot.com/2016/12/my-little-career-stories.html

(34) I Was Retrenched

http://jkfund.blogspot.com/2016/12/i-was-retrenched.html

I managed to record down my past 3 years expenses on my new car, Honda Civic 1.5 Turbo in great details. In average, I spent about S$435 per month for the car expenses.

I work from home 4 days a week since March 2020 (the start of COVID) and that is why the mileage is low. One day trip to office costs me S$8.30. Hence, it will cost me S$1,595 more a year in car petrol expenses if I go to office 5 days a week, which is not happening anytime soon.

My CAT B COE was only S$41,510.

I will scrap the car when it reaches 9 years 11 months and I will stand to receive a refund of S$14,833, which includes COE rebate S$346 + PARF rebate S$14,487.

I love Black Nano coating that I went for second coating after 3 years.

I also tried Michelin Tyres Primacy 4 (215/50/R17) for the first time. I love it too! :)

I had the first Black Nano coating right after the new car collection.

The factory tyres were Yokohama Advan dB. Not bad too!

Honda Civic 1.5 Turbo is a fun car to drive. I don't mind driving this car for 10 years and probably I am going to get another new Honda Civic Turbo model in year 2030!

All my car journey in Singapore documented here:

JK Holdings: HONDA & TOYOTA (Revision 05) (jkfund.blogspot.com)